Your Forecast is your Personal Financial Plan!
FinanSavvy, used with the FinanSavvy Personal Financial Planning Process, is a whole new kind of software service. It is not for tracking what you have spent or picking investments. It is for helping you to confidently make forward looking decisions of all kinds about money.
Unlike the traditional 'Black Box' approach to planning where you sit down, answer a bunch of questions and get a set of recommendations, FinanSavvy provides an analytical system where you can enter and vary information about your financial circumstances, expectations and goals and determine a feasible way to balance these things for yourself.
The FinanSavvy Personal Financial Planning Process is a systematic method for using FinanSavvy to gain the foundation required for answering important financial questions.
Following this best practice results in a personal strategic financial model. The Process guides you through the steps of creating a budget, describing investments (if any) and building a forecast for achieving lifelong goals. Once established, the model serves as a continuing basis for deciding how to spend, save and invest in a manner that balances lifestyle today with financial security and achieving long term financial goals.
You do not have to follow the process to use FinanSavvy. We believe that it represents the fastest, easiest way to start using the service to formulate a sound strategic plan. When you first create your FinanSavvy account you will start out in and gain access to the Resource Center where the process is described in detail.
You can 'just use' FinanSavvy with no special financial or technical expertise. Instructions and tips are embedded throughout the software right where you need them.
FinanSavvy does not require access to any of your bank accounts. We also know that your financial information is very personal and we have taken a number of steps that reflect this understanding.
If at some point in the future we think we can improve the service by changing this in some way we will let you know first using the e-mail for your account. At that point we will give you the opportunity to opt-in, opt-out or cancel depending on what we want to do.